Investment Disclaimer

Effective Date: August 22, 2026 — Last Updated: August 22, 2026

1. We Are Not a Registered Investment Advisor

Tilelli Wealth Systems LLC ("Tilelli," "we," "us," or "our") is a financial technology and education company. We are not registered as an investment advisor with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), any state securities commission, or any other financial regulatory authority. We do not hold any securities license or financial advisory certification.

We do not provide investment advice, wealth management, financial planning, tax advice, or legal advice. We do not manage money, execute trades, or act as a broker-dealer. We do not act as a fiduciary for any user of the Service.

2. Informational and Educational Purposes Only

All content, features, tools, reports, analyses, and outputs provided by Tilelli Stock Insights — including but not limited to:

• AI-generated portfolio analyses and executive reports
• AI-generated market sentiment, recommendations, and emerging trend summaries
• AI Portfolio Builder suggestions, risk assessments, and target allocations
• Projected returns, Monte Carlo simulations, and dividend income estimates
• Risk metrics (Sharpe ratio, Sortino ratio, maximum drawdown, beta)
• Analyst consensus ratings and price targets (sourced from third-party providers)
• Look-through exposure breakdowns and sector allocations
• Social sentiment gauges and mention volume charts
• Macroeconomic data, yield curves, and economic indicators
• Responses from the "Ask AI" chat assistant

— are provided strictly for informational and educational purposes only. None of the above constitutes a recommendation, solicitation, offer, or endorsement to buy, sell, hold, or otherwise transact in any security, financial instrument, or investment strategy.

3. AI-Generated Content Is Not Personalized Financial Advice

The Service uses artificial intelligence to generate analyses, reports, and suggestions. While AI-Generated Content may reference your portfolio data (which you voluntarily entered), it is produced by general-purpose machine learning models and is not personalized financial advice. AI models may produce inaccurate, incomplete, outdated, or misleading outputs. AI-Generated Content may contain errors, hallucinations, or biases inherent in the training data or model architecture.

You should not rely solely on AI-Generated Content to make investment decisions. Always verify information from independent, authoritative sources before acting.

4. Past Performance Does Not Guarantee Future Results

Historical data, back-tested performance, projected returns, and any other forward-looking information presented through the Service are hypothetical and do not guarantee future results. Investment performance is subject to market volatility, economic conditions, and other factors that are inherently unpredictable. The value of investments can go down as well as up, and you may receive back less than you invested.

5. Market Data May Be Delayed or Inaccurate

Market data displayed in the Service — including stock prices, index values, cryptocurrency prices, analyst ratings, earnings dates, fund holdings, and economic indicators — is sourced from third-party data providers and may be:

• Delayed: Prices may not reflect real-time trading activity. Quoted prices should not be used for time-sensitive trading decisions.
• Inaccurate: Third-party data may contain errors. We do not independently verify the accuracy of all data received.
• Incomplete: Not all securities, markets, or data points may be available. Coverage varies by provider.

We do not guarantee the accuracy, timeliness, or completeness of any market data. You should verify critical data points with your brokerage platform or other authoritative sources.

6. You Are Solely Responsible for Your Investment Decisions

By using Tilelli Stock Insights, you acknowledge and agree that:

• All investment decisions are made at your own risk.
• You are solely responsible for evaluating the merits, risks, and suitability of any investment.
• Neither Tilelli Wealth Systems LLC nor any of its officers, members, employees, or agents shall be held liable for any investment losses you incur.
• The Service does not take into account your specific financial circumstances, investment objectives, risk tolerance, tax situation, or liquidity needs.

7. Consult a Licensed Financial Advisor

We strongly encourage you to consult with a qualified, licensed financial advisor, tax professional, or legal counsel before making any investment decisions. A licensed advisor can provide personalized advice tailored to your unique financial situation, goals, and risk profile.

If you need help finding a registered investment advisor, you can search the SEC's Investment Adviser Public Disclosure (IAPD) database or contact FINRA at www.finra.org.

8. No Brokerage Connection

The Service does not connect to any brokerage account, bank account, or financial institution. All portfolio data in the Service is manually entered or imported by you via CSV or spreadsheet upload. We do not have the ability to view, access, or execute transactions in your brokerage or financial accounts.

9. Risk of Loss

Investing in securities, including stocks, bonds, ETFs, mutual funds, and cryptocurrencies, involves substantial risk of loss. Cryptocurrency investments are particularly volatile and may result in the total loss of your investment. You should only invest money that you can afford to lose entirely.

10. No Guarantees

Tilelli Wealth Systems LLC makes no guarantees regarding:

• The performance of any security, portfolio, or investment strategy.
• The accuracy or reliability of AI-Generated Content, market data, or analytics.
• The suitability of any investment for your individual situation.
• The uninterrupted availability of the Service or any of its features.

Contact

If you have any questions about this Investment Disclaimer, please contact us:

• Tilelli Wealth Systems LLC
• Tampa, FL
• Email: [email protected]